JACKSONVILLE BEACH, Fla., Sept. 22, 2026 /PRNewswire/ — As Veterans Day approaches, veteran-owned Future Home Loans is encouraging veterans, active-duty service members and eligible military families to take a closer look at the VA home loan benefits available to them – including benefits some borrowers may not realize they can use more than once.
Founded in 2017, Future Home Loans has helped more than 11,000 families with home financing and is currently licensed in 13 states, with an average clear-to-close time of 14 days. The company is using its VA lending experience to help eligible borrowers better understand how the benefit they earned through military service can support their homeownership goals.
What Are the Benefits of a VA Home Loan?
For eligible borrowers, VA-backed purchase loans can offer no down payment, no monthly private mortgage insurance (PMI), competitive interest rates and limits on certain closing costs. The benefit can also be used more than once, subject to eligibility, available entitlement and lender requirements.
“Being veteran-owned gives us a unique connection to the people this program was created to serve,” said Robert Lynn, CEO of Future Home Loans. “We want veterans and military families to understand the benefit they’ve earned and have a knowledgeable team available to help them make sense of their options.”
That mission extends to Joe Verseput and Craig Dixon of the 2 Navy Vets team, two U.S. Navy veterans who focus on helping fellow veterans and military families navigate home financing.
“As veterans ourselves, we understand that a VA loan isn’t just another mortgage option – it’s a benefit earned through service,” said Joe Verseput. “Our goal is to make sure veterans have the information they need to make the right decision for their situation.”
Common VA Loan Questions
Do VA loans require a down payment?
Not always. Eligible borrowers with sufficient entitlement can often purchase with no down payment, provided the purchase price does not exceed the property’s appraised value. Individual circumstances and lender requirements apply.
Can I use my VA home loan benefit more than once?
Yes. The VA home loan benefit is a lifetime benefit and may be used multiple times. Available entitlement, occupancy requirements and the status of previous VA loans can affect how the benefit is used again.
Do VA loans require mortgage insurance?
VA-backed loans do not require monthly PMI or MIP. Some borrowers may pay a one-time VA funding fee unless they qualify for an exemption.
Can a VA loan be used to refinance?
Yes. Eligible homeowners may have VA refinancing options, including the Interest Rate Reduction Refinance Loan (IRRRL) for qualifying existing VA-backed loans and VA cash-out refinancing.
Learn More About VA Financing
Veterans and military families can explore Future Home Loans’ VA loan options, review current mortgage rates, or connect with a mortgage professional to discuss their eligibility and financing goals.
About Future Home Loans
Future Financial LLC DBA Future Home Loans is a veteran-owned mortgage company headquartered in Jacksonville Beach, Florida. Founded in 2017, the company has helped more than 11,000 families with home financing and is licensed in 13 states.
Future Home Loans provides VA, FHA, Conventional, USDA, Jumbo, refinance, investment and alternative lending solutions.
Future Home Loans
NMLS #1621953 | Equal Housing Lender
224 3rd Street N
Jacksonville Beach, FL 32250
(844) 202-8124
future.loans
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SOURCE Future Home Loans
