SAN JOSE, Calif., Sept. 3, 2026 /PRNewswire/ — PremierOne Credit Union strengthens its commitment to helping members achieve their financial goals with the launch of two new Home Equity loan products and a new Premier Money Market Plus Account, offering members more ways to finance their goals and grow their savings.
The new products are part of PremierOne Credit Union’s ongoing strategy to continually evaluate and improve its financial solutions, ensuring members have access to competitive products that meet their evolving needs.
“At PremierOne Credit Union, our members are at the center of every decision we make,” said Andrea Brewer, President and CEO of PremierOne Credit Union. “As financial needs and market conditions change, we’re committed to continually expanding and improving our financial solutions to provide greater value, more flexibility, and options that help our members build financial confidence today and into the future.”
New Home Equity Lending Options
To provide members with greater borrowing flexibility, PremierOne has introduced two new Home Equity products that offer financing of up to 100% combined loan-to-value for qualified borrowers.
The new HELOC 100 (Home Equity Line of Credit) gives homeowners access to a flexible revolving line of credit with a 10-year draw period followed by a 15-year repayment period. Loan amounts are available for up to $250,000 for qualified members. The product is designed for California primary residences and provides members with a flexible option for accessing their home equity.
PremierOne Credit Union also introduced the HELN 100 (Home Equity Loan 100), a 30-year fixed-rate second mortgage with amortized principal and interest payments. Available for qualified purchase and refinance transactions, the loan provides financing of up to 100% combined loan-to-value with loan amounts up to $250,000.
Together, these new lending solutions provide members with additional flexibility and choices when financing their homes and managing their financial goals.
“These new Home Equity solutions give our members more flexibility when it comes to financing their homes and managing their financial goals,” said Chris Caputo, Vice President of Lending Operations. “By offering both a flexible line of credit and a fixed-rate home equity loan, we’re giving members more options to choose a solution that best fits their individual needs.”
More details:
Home Equity Loan Products: www.premieronecu.org/home-equity-loans
New Premier Money Market Plus Account
The credit union has also launched the Premier Money Market Plus Account, a new savings product designed to reward members who bring qualifying new money to the credit union.
The account features premium tiered dividend rates, providing members with an opportunity to earn more on their savings while supporting PremierOne Credit Union’s continued growth and ability to serve its membership. The account is available to both existing and new members who bring qualifying new money to PremierOne.
“The Premier Money Market Plus Account provides members another opportunity to make their savings work harder,” said Rick Tresler, Vice President of Member Experience. “We’re pleased to offer an additional savings option that rewards members for depositing new funds while providing a higher yield.”
More details:
Premier Money Market Plus: www.premieronecu.org/accounts/savings-accounts#money-market-plus
Continuing to Deliver Greater Value
These new products reflect PremierOne Credit Union’s ongoing commitment to delivering competitive financial solutions that help members purchase homes, leverage their home equity, strengthen their savings, and achieve long-term financial success.
Members can learn more about PremierOne Credit Union’s new Home Equity products and Premier Money Market Plus Account and easily open their accounts online at www.premieronecu.org. Members can also visit a PremierOne Credit Union branch or contact a Member Service Representative for assistance by calling 408-524-45001 or 855-500-7128 (P1CU).
ABOUT PREMIERONE CREDIT UNION
PremierOne Credit Union is committed to helping members achieve a better financial life by building strong, lasting relationships and providing convenient, personalized financial solutions. With more than $650 million in assets, membership is open to anyone who lives, works, attends school, or worships in Santa Clara, Santa Cruz, Monterey, San Benito, Alameda, San Mateo, Merced, San Joaquin, or Stanislaus counties.
PremierOne Credit Union operates six branch locations and provides members access to nearly 5,000 shared branches and more than 30,000 surcharge-free ATMs nationwide through the CO-OP Network.
As a community-focused financial institution, PremierOne Credit Union is dedicated to giving back through educational programs, scholarships, volunteerism, and partnerships that strengthen the communities it serves.
Media Contact: Janice Johnson-Lugo / jjohnson@premieronecu.org
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SOURCE PremierOne Credit Union
