WESTMONT, Ill., Sept. 24, 2026 /PRNewswire/ — LifeQuotes.com, the life insurance price comparison service that offers instant quotes from 50 highly-rated life insurers announced today the results of a new survey that confirm rates on jumbo term life insurance of $2.5 million and above are at all-time lows. Instant quotes are available at www.lifequotes.com.
The sample best-case rates shown below reveal the actual costs on the popular 20-year jumbo level term life policy rates for a non-smoking applicant who has no ratable impairments. All quotes shown are for the convertible term life policy chassis, which, with most insurers, features an optional conversion of the term plan to a permanent plan at or before age 70 without the insured having to answer any medical questions. Rates can vary by state availability.
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Best Rates, 20-Year Level Term Life |
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Male Monthly Rates (Females Pay Less) |
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|
Age |
$2,500,000 |
$5,000,000 |
$10,000,000 |
$25,000,000 |
|
25 |
$61 |
$117 |
$234 |
$588 |
|
30 |
$63 |
$121 |
$244 |
$588 |
|
35 |
$71 |
$136 |
$274 |
$673 |
|
40 |
$111 |
$215 |
$434 |
$1,086 |
|
45 |
$191 |
$367 |
$745 |
$1,956 |
|
50 |
$309 |
$614 |
$1,227 |
$3,060 |
|
55 |
$527 |
$1,049 |
$2,096 |
$5,233 |
|
60 |
$937 |
$1,868 |
$3,739 |
$9,332 |
|
65 |
$1,802 |
$3,597 |
$7,188 |
$18,119 |
|
70 |
$3,897 |
$7,789 |
$15,601 |
$38,538 |
Executive vice president, Brian Bland, remarked, “In the 40 years that we have been tracking term life rates, these are the lowest jumbo term life rates we’ve ever seen. The life insurance sales industry is seeing record numbers of life insurance applications in 2026 and an increasing number of jumbo policy request, which we defined as $2,5 million or more. Powering this surge is the fact that stock values are up $16 trillion since January 2025, mirrored by rising home values, making family financial security high up on the minds of life insurance shoppers in 2026.”
Bland continued, “Our LifeQuotes.com platform provides shoppers with instant term life, whole life, universal life, burial and accidental death policy quotes ranging from $5,000 to $25 million. And we provide personal advice and service through a staff of salaried life insurance agents who are available to customers from 7 AM to 11 PM, 7 days a week. Instant decision underwriting continues to get better and is now available up to $10 million.”
Life Quotes also provides branded life insurance telephone fulfillment services to larger organizations.
Excellent Rates for those who take Prescription Drugs
Lifequotes.com can also advise customers who have chronic medical conditions such as: Abnormal EKG, AFIB (Arterial Fibrillation), Alcohol Abuse, Alzheimer’s, Anxiety (including ADD or ADHD), Artery (Coronary) Disease, Arthritis (Psoriatic or Rheumatoid), Asthma, Autism Spectrum Disorder, Cancer, Colitis or Ileitis, COPD, Crohn’s Disease, Depression or Mental Illness, Diabetes (Type 1 and 2), Substance Abuse or Addiction, Emphysema, Epilepsy, Fibromyalgia, Gout, Gastric/Peptic Ulcers, Heart or Coronary Disease, Hepatitis, High Blood Pressure, High Cholesterol, HIV-Positive, Hypothyroidism, Kidney Disease, Kidney Stones, Liver Disease, Lupus, Marijuana Use, Mitral Valve Prolapse, Multiple Sclerosis, Pain, Parkinson’s Disease, Sarcoidosis, Sleep Apnea, Stroke, Tobacco Use, Vascular Disease and more.
Past Accolades for LifeQuotes.com
- 2026: LifeQuotes.com celebrates 435,000 Customer Milestone
- 2026: LifeQuotes.com celebrates 149,000 direct customer reviews at 4.7 Stars
- 2026: LifeQuotes.com celebrates 3,100 Google Reviews Averaging 4.8 Stars
- “Life Insurance Innovation” award winner… Life Insurance Direct Marketing Association
- “The premier Web site in terms of details and ease of use…” — Yahoo! FINANCE
- Twice Ranked #1 life insurance website by Kiplinger’s
- Named a “100 Most useful website” by MSN Money
- Past Winner: Forbes’ “Best of the Web”
- “The best website I’ve found…” — Dallas Morning News
- “…we’d recommend you do your insurance shopping here…” — Barron’s
- “…outstanding – as good as a Web site on insurance can possibly be. Hats off and a gold star to the top insurance site on the Web.” — Insurance for Dummies
About LifeQuotes.com
LifeQuotes.com, a unit of Keystone Agency Partners, operates an Internet-based life insurance exchange at www.LifeQuotes.com. Keystone is recognized by Insurance Journal as the 17th largest P&C broker in the United States. Founded in 2020, Keystone empowers independent agencies through strategic partnerships, best-in-class services, and capital investments. For more information, visit www.mykeystone.com
LifeQuotes.com also provides private label, co-branded life insurance technology and fulfillment services to insurance companies, financial institutions, affinity groups, alumni associations, banks, credit unions, property & casualty agencies, trade associations, and other groups with large customer bases. The company’s proprietary technology provides instant quotes and illustrations from 50 leading life insurers and enables a quick, paperless purchase process. More than 430,000 people have purchased policies through LifeQuotes.com since the firm’s founding in 1984. Visit www.lifequotes.com for more information or to explore the instant life insurance quoting experience online.
View original content:SOURCE LifeQuotes.com
