Special 12-month 4.59% APY1 rate available until November 30, 2026; offer available to new and existing members
EL PASO, Texas, Nov. 4, 2026 /PRNewswire/ — GECU, one of the largest a locally owned federal credit union in Texas and New Mexico, is excited to highlight its 12-month certificate account that can be opened with $50 and earns a competitive dividend rate, designed to help members grow their savings. Through November 30, 2026, members who open the account will earn a special 4.59% annual percentage yield (APY).1
“GECU is committed to offering accessible products and services that help our members’ money work hard on their behalf,” said Leticia Bueno, vice president — new account relationship center at GECU. “Whether they are saving for a vacation, a down payment or another life milestone, we’re here to help members strengthen their financial well-being — an integral part of our people helping people philosophy.”
With the minimum opening deposit set at $50, GECU is opening the door to a competitive-rate certificate account for members who may have been priced out of traditional certificate accounts. And unlike many traditional certificate accounts, GECU allows account holders to add money to their account anytime throughout the term and set up automatic transfers to help grow their savings.
New and existing members can open a certificate account2 online. The competitive dividend rate will be locked in for the duration of the account term.
Details on the 12-month certificate account, other accounts and additional savings options are available at http://www.gecu.com/certificateaccounts.
About GECU
GECU was founded in 1932, and currently manages $4.9 billion in assets and serves more than 449,000 members nationwide. GECU offers a full range of financial services3, including online banking, checking and savings accounts, mortgages, auto loans, personal loans, credit cards, and free financial coaching. Their mission is to provide members with convenient, superior financial products and services that pave the way to financial freedom. Federally insured by NCUA. Equal Housing Lender. For more information, visit http://www.gecu.com.
Membership eligibility is required.
1APY—Annual Percentage Yield. APY is effective as of November 3, 2026, and is subject to change. Early-withdrawal penalty is equal to 90 days of dividends (whether earned or not).
2Must have a GECU share account to open a certificate account. Open a share account with a one-time deposit of $10.
3All loans and credit cards are subject to credit qualification and approval. Other conditions and limitations apply.
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SOURCE GECU
